Financing Your Education

Office of Financial Aid

308 West Quad Center

Brooklyn College

2900 Bedford Avenue

Brooklyn, NY 11210

P: 718.951.5051

F: 718.951.4778

E: finaid@brooklyn.cuny.edu

W: www.brooklyn.cuny.edu/financialaid

The Office of Financial Aid assists students with the expenses of tuition, fees, books and other costs that are related to pursuing a higher education in the form of grants, scholarships, work-study, and loans. In order for students to receive these benefits, they need to maintain certain academic, state and federal eligibility requirements, and the Office of Financial Aid is here to help with that process. Much of the calculations and eligibility requirements for financial aid are determined by information that is provided by students on their FAFSA (Free Application for Federal Student Aid), so it is extremely important that students file their FAFSA accurately and as soon as they plan to attend Brooklyn College. Some financial aid funds are finite, so students are strongly encouraged to file early. International students should contact the Office of International Student and Scholar Services, 718.951.4477. For information regarding the Brooklyn College scholarship application and opportunities, contact the Office of Scholarships, 718.951.4796.

Applications and additional comprehensive information regarding application procedures, eligibility requirements, and rights and responsibilities of recipients may be obtained from the Office of Financial Aid webpage. In order to apply for federal financial aid, students must complete a Free Application for Federal Student Aid (FAFSA) online.

Additional Offices and Financial Aid Services

Enrollment Services Center (ESC), Lobby, West Quad Center

Point of financial aid general inquiries and intake of financial aid documents and forms.

Financial Aid Advisement Services, 217–218 West Quad Center

Point of financial aid advanced inquires and counseling. An appointment for a 15-minute one-on-one or telephone session with your assigned financial aid adviser should be made if your questions cannot be easily handled by the ESC. To make an appointment, log into your BC WebCentral account, and, under e-services, find the link to F.A.S.T. (Financial Aid Scheduling Tool). Appointments may be made Monday through Thursday. Usually on Friday new appointment slots will open.

Cost of Attendance

The following estimates of the costs of academic year 2018–19 may help students determine if they need assistance. The estimates are based on full-time study (nine credits) for New York State residents while attending school for a ninemonth budgeted year or the fall and spring semesters. Note that a student’s budget can increase or decrease based on semester (summer, fall, winter, and spring) enrollment status and other individual circumstances.

Students living at home

Students living away from home

Verification

Students may be selected for a process called Verification. If you are selected you will be notified and the Financial Aid Office will compare information from your FAFSA with information you provide on your verification worksheet and with any other required documents. If there are differences, the Financial Aid Office could require additional documentation and/or your FAFSA information may need to be corrected. You may not receive federal financial aid until all verification requirements are met and the necessary corrections made.

Types of Aid

• Grants: money you do not need to pay back.

• Work-Study: money you earn by working at an approved Brooklyn College or CUNY work-study job site.

• Loans: money you borrow now and pay back later with interest.

Grants/Work-Study

Federal TEACH Grant Program

The TEACH Grant is offered to matriculated graduate students and does not require repayment as long as the student completes the program. To be considered for this federal financial aid, you must be a U.S. citizen or an eligible noncitizen admitted as at least a half-time student to an approved degree program, and you must maintain satisfactory academic progress to preserve your continuing aid eligibility. (Students not yet admitted into an approved degree program do not qualify.)

As a condition for receiving a TEACH Grant, you must sign a TEACH Grant Agreement to Serve, in which you agree to (among other requirements) teach: in a high-need field; at an elementary school, secondary school or educational service agency that serves students from low-income families; and for at least four complete academic years within eight years after completing (or ceasing enrollment in) the course of study for which you received the grant.

If you do not complete your service obligation, all TEACH Grant funds you received will be converted to a Federal Direct Unsubsidized Loan. You must then repay this loan to the U.S. Department of Education, with interest charged from the date the TEACH Grant was disbursed (paid to you or on your behalf).

Federal Work-Study Program (FWS)

The Federal Work-Study Program is an employment program that pays eligible students in good academic standing an hourly wage for work done at approved sites at the college or at public or other nonprofit agencies. A student may work up to 20 hours per week while enrolled with a minimum of six credits in his or her division of matriculation. Information about this program may be found on the Brooklyn College Graduate Financial Aid webpage.

Loans

Unlike grants or work-study, loans are forms of financial aid that you must pay back at interest rates that are typically lower than consumer rates, usually not until after your studies have been completed, or you fail to be enrolled at least half-time. The amount of the loan you seek and commit to should be determined only after all available grant-aid has been applied for. Federal loans are available to matriculated students only. Student loans may be forgiven if the student works in a particular program or government job after graduation. Visit StudentLoans.gov or StudentAid.ed.gov for more information.

Many graduate students at Brooklyn College fund their education through Federal Direct Loan Programs. The loans allow eligible students to borrow money directly from the federal government at terms that are lower than typical consumer rates. Graduate students can only qualify for unsubsidized loans. Some loans may be forgiven if the student works in a particular program or government job after graduation. For more information, visit StudentLoans. gov or StudentAid.ed.gov.

Federal Perkins Loans

Federal Perkins Loans are sunsetting with the federal government. For more information, contact the Office of Financial Aid or refer to the Federal Student Aid website.

William D. Ford Direct Loan Program

Federal direct loan programs consist of low-interest loans and are available to graduate students. Each loan also carries a small origination fee. Details about current-year interest rates and fees are available at the Federal Student Aid website.

Federal Direct Unsubsidized Loans. Interest accrues while the student is enrolled in school at least half-time or interest payments can be made on a monthly basis. The loan interest rate can vary (capped at 8.25 percent) and can be adjusted annually by Congress. For more information, visit StudentLoans.gov or StudentAid.ed.gov.

Federal Direct Graduate PLUS Loan Program. . Graduate students may borrow up to the cost of attendance minus any other financial aid resources under the Graduate PLUS Program. Applicants for these loans are required to complete the Free Application for Federal Student Aid (FAFSA). Loans may not exceed the cost of attendance less financial aid.

Students who have no adverse credit history as determined by the Federal Direct Loan Servicer may be eligible. There is no aggregate loan limit.

Borrowers are charged an origination fee and an insurance fee, which are deducted from the loan proceeds before disbursement. For more information, visit StudentLoans.gov or StudentAid.ed.gov

Elimination of Graduate Subsidized Loans. The Subsidized Direct Loan is no longer available to graduate and professional students for loan periods beginning on or after July 1, 2012. The graduate Federal Direct Loan program has become entirely unsubsidized, which means that the borrowed amount accrues interest while the student is in school. The annual and aggregate borrowing limits will not be affected (the maximum amount a student can borrow in the Federal Direct Loan program will remain at $20,500 per academic year), and all students are automatically evaluated for loan eligibility.

Elimination of loan fees rebate. Effective July 1, 2012, the rebate has been eliminated and the full fee is charged to students.

How much can I borrow? The loan amounts below may be subject to reduction, if the combination with all other aid received within the 2018–19 year plus the amount of your loan exceeds the cost of attendance. For more information, visit StudentLoans.gov or StudentAid.ed.gov.

Aggregate Graduate Loan limit. The limit for graduate and professional students is $138,500 (no more than $65,500 of which can be subsidized), including any Federal Direct Loans received for undergraduate study.

Federal Direct Loan proration. . PLUS Loans and loans for graduate or professional students are not subject to proration.

Alternative student loans

These loans are typically sought by nonmatriculated students, international students, students attending less than half-time and students who have reached their federal aggregate or annual loan limits. Alternative loans are credit based, private education loans facilitated by a nonfederal third-party lender. Students interested in alternative loans may borrow up to the full cost of their education, minus all other aid. However, alternative loans generally carry a significantly higher interest rate because it is based upon individual credit score.

Veterans Administration educational assistance

Information about Veterans Administration education benefits under the GI Bill and for post–Vietnam-era veterans may be obtained from any Veterans Administration office and from the Brooklyn College Veterans Affairs and Counseling Center, 1407 James Hall, 718.951.5105. Educational benefits are described in VA pamphlet 20-67-1, which may be obtained from the Veterans Administration, 810 Vermont Avenue NW, Washington, D.C. 20420.

City University of New York programs

Graduate assistantships

A small number of graduate assistantships are available primarily in departments awarding M.F.A. degrees, awarded to graduate students on the basis of academic qualifications. The duties of graduate assistants may include teaching, research, laboratory work, graduate program administration and similar assignments as specified by the academic department. Students should contact their graduate deputies about such assistantships.

Fellowships

As a graduate fellow, a student teaches, does research or engages in other related activities. Limited fellowship funds are available for master’s students. Some appointments are made possible by college funds, others by research grants from outside agencies. Inquiry should be made to the department of program study or the Office of Scholarships.

There are also external fellowship opportunities for support both during the course of study and following completion of the degree or advanced certificate. Such programs include the Fulbright Scholars Program. Information on external fellowship opportunities is available in the Office of Research and Sponsored Programs, 2158 Boylan Hall, 718.951.5622, and the Office of Scholarships, 213 West Quad Center.

Internships

Internships are opportunities to learn valuable skills, make professional contacts, and gain real-world work experience. Increasingly, internships lead directly to employment. Brooklyn College may provide stipends to support students during their internships. Students may meet with an internship counselor to discuss appropriate internship placements. For more information, contact the Magner Career Center, 1303 James Hall, 718.951.5774, or visit the BC WebCentral portal.

CUNYCAP: A Graduate Internship Program

The City University of New York Counseling Assistantship Program (CUNYCAP) aims to provide graduate students who have CUNY undergraduate degrees with the opportunity to intern in college offices. The program includes more than 200 students CUNY-wide. At Brooklyn College, CUNYCAPs work in such offices as Admissions, Undergraduate Studies, Student Development, Athletics and Student Affairs. Students receive at least $10 per hour for up to 20 hours per week and six credits of in-state CUNY tuition. The experience acquired from working within administrative offices is invaluable. The networking and support help students both academically and professionally. For an application or further information, contact the Office of the Vice President for Student Affairs, 2113 Boylan Hall, or the CUNY Central Office, 212.290.5709.

Withdrawing

Circumstances may necessitate your withdrawing completely from Brooklyn College for a semester in which you are already registered. Withdrawing from all courses impacts your financial aid differently depending on when the withdrawal is initiated and the type of financial aid you have received. However, in all cases, your financial aid must be recalculated.

Return of Title IV funds formula

Title IV financial aid is recalculated based on the number of days attended, using total federal aid and total institutional charges. The percentage of unearned aid to be returned is equal to the number of days remaining in the semester divided by the number of calendar days in the semester. If you initiate an official complete withdrawal after the 60 percent point in the semester, you will have earned 100 percent of the aid you received for that semester. The date of withdrawal is counted as a completed day. Scheduled breaks of more than five consecutive days within a semester are excluded.

If a return of Title IV aid is required, Brooklyn College will return the unearned portion of Title IV financial aid funds to the federal programs on behalf of the student. Any return of financial aid funds made by the college on behalf of the student will be charged to the student’s account. Payment for these charges is due on demand. Please pay the Brooklyn College Bursar’s Office directly for these charges, not the U.S. Department of Education.

If you are one of the few students who are eligible for a post-withdrawal disbursement, you will be sent a letter of notification of your eligibility, which must be returned within 14 days from the date of the notice, or the offer will be rescinded. Students are strongly encouraged to ensure that the mailing address on file with Brooklyn College is always correct.

Title IV funds included under Title IV of the Higher Education Act are Federal Loans, Federal PLUS Loans, Federal TEACH Grants, Federal Direct Loans, Federal Work-Study and any other type of federal financial aid.

For purposes of complete withdrawal and the Return of Title IV Funds Formula, Federal Work-Study is not considered. However, in all cases of total withdrawal, you cannot continue to work under the Federal Work-Study Program after your date of withdrawal. Also, any students whose enrollment falls below six credits because they drop/ withdraw (officially or unofficially) or stop attending classes must stop working immediately. Students are responsible for notifying their site supervisor regarding changes in class schedule/enrollment and the Federal Work-Study staff at the Office of Financial Aid. If you have further questions specifically regarding the impact of withdrawing, contact the FWS staff at 718.951.5178 or .5816, or via e-mail.

Official withdrawal

Depending upon the date of withdrawal, certain situations and recalculations of federal aid may apply:

• If the semester has not yet begun and you drop or cancel your registration, any financial aid transmitted to your account will be removed. However, failure to cancel your registration and failure to attend classes will result in the cancellation of your financial aid and you will be responsible for tuition and fee charges.

• If you drop all classes prior to the first day to officially withdraw (always check the academic calendar for each individual semester for these important dates). You may also be billed for tuition charges for that semester (see the bursar’s tuition liability schedule).

• If you officially process a withdrawal form before the 60 percent point of the semester has lapsed, the Office of Financial Aid will recalculate your Title IV aid based on the Federal Return of Title IV Funds Formula. You will be responsible for any balance due to the college for that term. In addition, depending on your college entry date, there is a possibility that you may not qualify for federal aid or state aid in future semesters.

• If you officially process a withdrawal form after the 60 percent point of the semester, you will not be required to return any Title IV aid you received for the semester up to the point of withdrawal.

• Federal Direct Loans will be subject to a Return of Title IV Funds calculation for the current semester. However, if funds have not yet been disbursed for the current and future semesters within the same academic year, the college will cancel your loan. Also, if your enrollment status drops to less than half-time (six credits), your loan will be cancelled.

• If you have an outstanding balance on a Perkins and/ or Federal Direct Loan, the date on which you drop to less than half-time is the date used for the start of your grace period; you will go into repayment as soon as six months afterward. Please let your lender(s) know when you drop to less than half-time.

• If you withdraw or drop to less than half-time, you must complete an Exit Counseling for your Federal Direct Loan, which will go into repayment six months after you are less than half-time.

Unofficial withdrawal

If you stop attending classes and do not initiate an official withdrawal, it is unlikely that you will receive passing grades for the semester and you will incur significant financial aid penalties, including full or partial cancellation of the financial aid you received for the semester. Therefore, it is critical that you initiate an official withdrawal prior to the end of the semester and that you keep your personal information current with Brooklyn College.

• Federal Direct Loans will be subject to a Return of Title IV Funds calculation for the current semester. However, if funds have not yet been disbursed for the current and future semesters within the same academic year, your loan will be cancelled by the college. Also, if your enrollment status drops to less than half-time (6 credits), your loan will be cancelled.

• Courses attempted prior to withdrawal from Brooklyn College will count in the calculation of Satisfactory Academic Progress (SAP). SAP is calculated annually and is checked when you reapply for financial aid. You could be denied future aid if you do not meet our standards of SAP.

• If you have an outstanding balance on a Perkins and/ or Federal Direct Loan, the date on which you drop to less than half-time is the date used for the start of your grace period; you will go into repayment as soon as six months afterward. Please let your lender(s) know when you drop to less than half-time.

• If you withdraw or drop to less than half-time, you must complete an Exit Counseling for your Federal Direct Loan, which will go into repayment six months after you are less than half-time.

Withdrawal Never Attended

A WN grade is given to students who never began attendance in a course. Students will be considered not to have earned any Title IV aid. Students will be liable for the tuition.

Withdraw/Drop

A WD is a new grade assignment for official drops. If a student drops or withdraws from all classes, a Return of Title IV Funds (R2T4) calculation will be performed. If a Return of Title IV Funds calculation is required, Brooklyn College will return the unearned portion of Title IV financial aid funds to the federal program(s) on behalf of the student. Any return of financial aid funds made by the college on behalf of the student will be charged to the student’s account.

Federal Satisfactory Academic Progress (SAP) Standards for Title IV Financial Aid

Brooklyn College students must satisfy the following qualitative and quantitative federal financial aid Satisfactory Academic Progress (SAP) standards, as defined by the U.S. Department of Education and Brooklyn College, in order to remain eligible for federal financial aid.

Federal aid graduate programs governed by these regulations are:

• Federal TEACH Grant

• Federal Direct Unsubsidized Loan

• Federal Direct Graduate PLUS Loan

• Federal Work-Study (FWS)

• All other Title IV aid programs

SAP is defined in three components: Qualitative Standard, Quantitative Standard/Pace of Progression and Maximum Time Frame. All graduate students will be measured against each of the three SAP components at the end of the spring term to determine eligibility for receipt of Title IV student financial assistance in the upcoming year.

Qualitative Standard

Graduate students must achieve a grade point average of at least 3.00.

Quantitative Standard (credits earned versus credits attempted)/Pace of Progression

Graduate students accumulate credits toward the degree greater than or equal to two-thirds of the cumulative credits attempted at the institution.

Maximum Time Frame

Graduate students may not attempt more than 150 percent of the credits normally required for completion of the degree.

Determination of Cumulative Attempted Credits and Cumulative Earned Credits

Attempted credits, as defined in this section, pertain to the courses and credits that must be included in the quantitative measure of progress to calculate pace of progression and maximum time frame. The accumulation of attempted credits usually reflects the semester course enrollment maintained in a student’s permanent record at the college and will usually reflect a student’s enrollment as of the Form A date. Accumulated credits should reflect credits that the student has earned toward the completion of the degree program in which the student is enrolled.

In applying the Title IV SAP standard, the college must address how the following types of courses, situations and procedures may affect a student’s GPA and pace of progression:

Withdrawals

Since the Form A date usually reflects a student’s course load for the term, net of program adjustments, withdrawals as part of the program adjustment period (i.e., “drops”) will not be included as cumulative attempted credits. Withdrawals that are recorded on a student’s permanent record will be included as cumulative attempted credits and will have an adverse effect on the student’s ability to meet the pace of progression standard.

Note: Retroactive “nonpunitive” administrative withdrawal activity may result in the requirement for the student to repay any assistance received as a result of the student’s enrollment at the time of receipt of the student assistance funds.

Incomplete grades

Courses with incomplete grades are included as cumulative attempted credits. However, these courses cannot be used as credits accumulated toward the degree because successful completion is the criterion for positive credit accumulation. If the student fails to meet the pace of progression standard due to a lack of successful completion grades for incomplete courses, the recording of successful completion grades within a term that brings the accumulated credit level to the appropriate standard will restore eligibility for the term and subsequent terms within the academic year.

Repeated courses

Successfully completed courses can generally be accepted toward degree requirements once. However, each time a student attempts a course, even if that course is part of a forgiveness or amnesty policy whereby credits attempted and grades earned in prior semesters are excluded from the GPA, it must be included as part of the cumulative attempted credit record for the measuring of pace of progression. Therefore, repeated courses, regardless of the prior grade, reduce a student’s capacity to meet the pace of progression standard.

Note: The revised regulations allow students to receive Title IV aid for one-time repeat of a previously passed course as long as the student is again receiving credit for the course. Should the student subsequently fail the course, any additional attempt of that course cannot be included in the student’s enrollment status for Title IV assistance. There is no regulatory limit on the number of times a student may be paid to retake a failed course, unless the student has also previously passed that course.

Transfer of credit

Transfer students from colleges inside and outside of CUNY shall have their pace of progression status initialized for purposes of satisfactory academic progress measurement by using the number of credits determined to be acceptable toward the degree as both cumulative attempted credits and cumulative earned credits.

Treatment of Nonstandard Situations

Readmitted students

A student not making SAP cannot re-establish eligibility for Title IV program assistance by re-enrolling after a one-year or longer period of non-enrollment. Upon readmission after any period of non-enrollment, the student’s Title IV progress standing must be re-evaluated for SAP under the standard as the record stood at the end of his or her last term of attendance. If the student has taken any action during the period of non-enrollment that would bring him or her into compliance with the progress standard (e.g., successfully completing transferable courses at another institution during the period of absence), this should also be factored into the reassessment. If the readmitted student has not taken any such action, or if the action taken is not sufficient to bring the student back into compliance with the progress standard, the student remains on financial aid suspension and must file a successful appeal to re-establish eligibility.

Second-degree students

A student enrolling for a second graduate degree shall have his or her pace of progression status initialized for purposes of Satisfactory Academic Progress measurement by using the number of credits determined to be acceptable toward the degree as both the student’s cumulative attempted credits and cumulative earned credits.

Change of specialization

Students who change specializations within the same degree or certificate program must complete the degree within the maximum time frame, unless the college has allowed for such changes by establishing various time frames for different specializations leading to the degree or by individually re-evaluating the time frame for these students.

Change of degree

If a student changes his or her objective and begins pursuing a different degree or certificate, the college may make the student subject to the maximum time frame it establishes for the new objective without regard to time spent pursuing the previous degree or certificate. The college also has the flexibility to develop a policy that is more restrictive and limits the student to an overall time frame for the completion of his or her studies.

SAP Changes Effective July 1, 2011

The following are required by the U.S. Department of Education and are to be implemented for the 2011–12 academic year and thereafter:

• Students found to be unsatisfactory due to failing one or more components of SAP at the annual review are ineligible for financial aid. No tolerance is permitted.

• Students’ records are reviewed annually at the end of each academic year. A student who is found to be deficient in one or more components as defined above is ineligible for any future financial aid immediately. A student who is ineligible has the right to appeal if there are extreme extenuating circumstances that contributed to the deficiency.

Satisfactory Academic Progress (SAP) Appeal

The Office of Financial Aid has established an appeal process for suspension of financial aid related to satisfactory academic progress. All students will be notified of their SAP status. Students who have failed to meet the requirements and wish to submit an appeal must complete the Graduate Satisfactory Academic Progress Appeal Form. Any student who wishes to appeal the suspension of financial aid should read the following instructions.

Procedure: The process for submitting a financial aid federal Satisfactory Academic Progress Appeal is outlined online.

Guidelines: Be specific when explaining your circumstances. Lack of information or documentation may result in a denial of your appeal. If health problems played a role in your circumstances, please attach supporting documentation from a physician or counselor. Print legibly and sign the Satisfactory Academic Progress Appeal Form.

Appeals are approved for documented extreme situations only. Students who appeal will be approved only for the following federally defined reasons: serious physical or mental illness of the student; serious physical or mental illness of a member of the student’s immediate family; death of a member of the student’s immediate family; or other extreme circumstances.

The circumstance must have occurred during the time the student struggled academically. All appeals must have documentation of the circumstances claimed in the appeal. Approved appeals can result in no more than one term of financial aid eligibility. Students whose appeals are approved are granted one term of financial aid probation. For continued eligibility, students must resolve all SAP deficiencies during the period of probation. Students who cannot mathematically resolve all deficiencies within one term will once again become ineligible for federal financial aid.

There is no limit to the number of times a student may follow the financial aid appeals procedure. Although a student may file only one appeal per payment period (semester), additional appeals to extend financial aid probation to subsequent semesters must vary in nature from the originally appealed and approved appeal reason, or show cause as to how it may still remain relevant. As in the original appeal, the student would indicate the mitigating circumstances, the reasons why SAP was not achieved, and what has ensured or will ensure that the student will be able to meet SAP at the next evaluation.

Re-establishing Eligibility

Other than having eligibility restored through filing a successful appeal, a student on financial aid suspension may regain eligibility only by taking action that brings him or her into compliance with the appropriate progress standard. The mere passage of time is insufficient to restore Title IV eligibility to a student who has lost eligibility due to not meeting the SAP standard. Therefore, students may not re-establish eligibility solely by leaving the college for at least one year because this action, by itself, would not bring the student into compliance for Title IV SAP.

Students who choose to remain enrolled without receiving Title IV aid may request a review of their academic record after any term in which they were on financial aid suspension to determine if they were able to re-attain appropriate standard.

Gainful Employment

On June 30, 2012, the U.S. Department of Education received a court ruling in a legal challenge that affects the implementation of the Gainful Employment (GE) regulations. On March 19, 2013, the court issued a decision that denied a request from the department to reinstate certain GE provisions, including the reporting requirements. That decision does not affect the GE disclosure requirements for institutions.

Final regulations published in the Federal Register on October 29, 2010, require institutions to report certain information about students who enrolled in Title IV–eligible educational programs that lead to gainful employment in a recognized occupation (GE programs). Those regulations also provide that institutions must disclose to prospective students certain information about the institution’s GE programs. Brooklyn College participates in graduate certificate programs only. The Official of Financial Aid website has additional program disclosure information.

Unusual enrollment history (UEH)

Beginning with the 2013–14 award year, the U.S. Department of Education added the Unusual Enrollment History Flag to the Institutional Student Information Record (ISIR). According to Dear Colleague Letter GEN-13-09, the purpose of the UEH Flag is to identify instances of potential fraud and abuse of the Federal Pell Grant Program.

While some students have legitimate reasons for unusual enrollment histories, other students may enroll in postsecondary schools long enough to receive credit balance payments, leave the institutions and repeat the process at other schools. For this reason, the institution is responsible for collecting all official transcripts, validating that the student has earned credit during the last three years.

Determining Title IV aid eligibility

Brooklyn College has established policies and procedures to determine whether the documentation obtained supports the student’s explanation and demonstrates that the student did not enroll only to receive a Title IV credit balance payment. Brooklyn College must document its decision in the student’s file, and the student cannot appeal the decision to the department.

Eligibility approved

If the documentation supports an assertion that the student did not enroll in multiple schools/programs solely to obtain the credit balance payment, then the student is eligible for additional Title IV funds. Brooklyn College must document its determination in the student’s file and process the student’s Title IV aid accordingly.

Eligibility denied

The student loses eligibility for all Title IV aid if both of the following are true: the student did not earn academic credit at one or more of the prior schools, and, after reviewing a student’s submitted UEH Appeal Form, Brooklyn College determines that the documentation fails to disprove that the student enrolled in multiple programs solely to obtain the credit balance payment.

Brooklyn College will document its determination in the student’s file and provide the student with an opportunity to question and appeal the decision. The Brooklyn College Office of Financial Aid will also provide students with information about regaining eligibility.

Reinstatement of eligibility

All students who have lost eligibility for all Title IV aid and would like to appeal for reinstatement must contact their assigned Financial Aid adviser.

Note: The department indicates that it expects the school’s policies to require that the student complete academic credit as at least a part of the basis for a UEH appeal and potential reinstatement of Title IV aid. When a student regains eligibility under these provisions, eligibility for Pell Grant and campus-based aid begins in the payment period during which the student regained that eligibility. For Direct Loans, eligibility begins with the period of enrollment during which the student regained eligibility.